This Privacy Policy explains how Kubera Wealth Management ("Kubera," "we," "us," or "our") collects, uses, and protects information when you visit <%= SITE_URL %> (the "Site") or interact with our founder or admin portals. It does not apply to information we collect offline or through other means.

1. Information We Collect

We collect information you provide directly, through the following parts of the Site:

Contact form — your name, email address, subject, and message.
Newsletter signup — your email address.
"Apply for Funding" — your name, email, phone number, company website, sector, stage, target raise amount, a description of your company, and any pitch deck, financials, or business plan you upload.
Founder portal account — the email address and password (stored as a one-way hash, never in plain text) you use to activate and log in to your account, and any documents you upload afterward.
Careers applications — your name, email, phone, LinkedIn URL, résumé, and any cover note you submit.
Event registration — your name, email, and company.

We also automatically collect limited technical information when you use the Site:

IP address and general request metadata (for rate limiting, security, and abuse prevention);
a session cookie that keeps you logged in and protects forms against cross-site request forgery; and
a local, on-device preference for light/dark theme and whether you've acknowledged our cookie notice — these are stored in your browser's local storage, not sent to us.

We do not currently use third-party advertising or analytics trackers. The Site does load fonts and a small number of JavaScript libraries from third-party content delivery networks (Google Fonts, jsDelivr, unpkg) to render correctly; those requests are subject to the respective provider's own privacy practices.

2. How We Use Your Information

to respond to inquiries submitted through the contact form;
to evaluate applications submitted through "Apply for Funding" or our careers page;
to create and maintain your founder portal account and let you track your application's status;
to send you operational emails — account activation, password resets, application-status updates, and, if you've subscribed, our newsletter;
to register you for events you sign up for; and
to maintain the security, integrity, and proper functioning of the Site.

We do not sell your personal information.

3. Cookies

We use a small number of strictly necessary cookies — most notably a session cookie that keeps you logged in to the founder or admin portal and protects forms from cross-site request forgery. These are required for the Site to function and are not used for advertising or cross-site tracking. The cookie notice shown on your first visit lets you acknowledge this; declining does not disable the strictly necessary session cookie, since the Site cannot log you in without it.

4. How We Share Information

We share personal information only in the following circumstances:

Service providers — companies that host our infrastructure, deliver our email, or otherwise process data on our behalf, under obligations consistent with this policy;
Legal reasons — if required by law, subpoena, or legal process, or to protect the rights, property, or safety of Kubera, our users, or others; and
Business transfers — in connection with a merger, acquisition, or sale of assets, subject to standard confidentiality protections.

We do not otherwise share your personal information with third parties without your consent.

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy — for example, for as long as your founder portal account is active, or as needed to comply with legal, accounting, or reporting obligations. You may request deletion as described below.

6. Your Rights and Choices

Newsletter — every email we send includes an unsubscribe option, or you can email us directly.
Access, correction, or deletion — you can request a copy of the personal information we hold about you, ask us to correct it, or ask us to delete it, subject to legitimate business or legal retention needs.
Founder portal — you can update your password at any time from your account settings.

To exercise any of these rights, contact us using the details in Section 10 below. Depending on where you live, you may have additional rights under applicable law (for example, the EU/UK GDPR or the California Consumer Privacy Act); we will honor requests to the extent required by the law that applies to you.

7. Data Security

We use technical and organizational safeguards appropriate to the sensitivity of the information we hold — including encrypted password storage, access controls on our admin and founder portals, and rate limiting on public forms. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Children's Privacy

This Site is not directed to children under 16, and we do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal information, contact us and we will take appropriate steps to delete it.

9. International Users

If you access the Site from outside the country where our servers are located, your information may be transferred to, stored, and processed in a different jurisdiction with different data protection laws than your own.

10. Contact Us

Questions about this Privacy Policy, or requests relating to your personal information, can be sent through our Contact page<% if (CONTACT_EMAIL) { %> or to <%= CONTACT_EMAIL %><% } %>.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision. Material changes will be reflected on this page.